We are more than qualified to purchase your home or income property today as we have done numerous times in the past 30 plus years. You can be cashed out in as little as one hour and have the possibility getting a month of free rent to move at your leisure. We may even be able to lease the home back to you, if you would like.

    The point is there are numerous ways to help you recover that took us years to learn. Over the years we have used just about every possible method of getting lenders under control and help people out of what many times is a bad situation. The following is what to expect and how we can help.

    For 34 years I have dealt with banks, foreclosures, loan delinquencies and investments. This area of specialization in the real estate industry takes such diligence to master few real estate practitioners befriended the practice because of the knowledge required and personal and business costs involved. Over the years, I discovered how to get loan amounts owed reduced, and in some cases eliminated entirely, thereby relieving homeowners the responsibility of paying the full amount and allowing them to be able to save their hard-earned equity. This is possible regardless of current and pressing situations with home mortgage lenders.

    However, I got “lucky” in the early 70s when this specialization was still in its infancy and lending laws and interest rates were changing almost daily. The way this all started was, knowing I also bought property, my personal banker asked for my help on a defaulted loan he really didn’t want to foreclose on (Thank God there are some decent people in the banking industry, few but some). From that small start, one thing led to another and today I deal with truly hundreds of banks and their mangers locally and across the country, either buying troubled properties, or selling them for borrowers, or simply getting the loan amount owed by homeowners reduced to a reasonable and workable figure using a technique that is legally called “Loss Mitigation”. You would be surprised how much better life becomes for people when financial pressures are removed. They become naturally prosperous again, begin to feel good about themselves and productive like they should be. One could say, “They become born again – again”.

    Just today, I received a fax from a major investing organization inviting me to be the guest conference speaker in Washington DC sharing information about the industry and investing in real estate. The strange thing is: I never heard of them, but they know all about me and my CREO specialization work in the foreclosure industry.

    Some time when I think I know all there is to know about banks, but, as patience will have it, they never cease to amaze me when it comes to delinquent loans and will give major “loan discounts and concessions” to the homeowner quickly, without question. Generally the public’s thoughts are, the bank wants to tie the debtor’s sweetheart to the railroad tracks in ransom for the money owed, which is not the case at all. The bank wants to wash their hands of delinquencies and move on and they are willing to do it promptly and in many ways. One of the most prevalent ways the bank solves delinquencies is by what is called: “Terms and Conditions That Warrant A Short Sale”.

    You may have heard about “short sales”, but if not I’ll give a simple definition: “A short sale is where the bank, working through a debtor’s experienced loss mitigator such as our firm, allows the person in default on their loan an opportunity to sell their property, pay the bank less than the total owed and then completely satisfy and discharge the borrower’s debt at escrow close”. (The secret is when banks go “short” mortgages are written down, but overall profits are made when adding up the interest paid. Banks don’t lose, but you can also profit). The drawback is: many times the property must be sold and the mitigated mortgage paid. The beauty of this is: when the unforgiving winds of life blow using this “loophole” borrower’s are given a chance to recover with unblemished credit, pay the bank less than owed with “no recourse” from the bank. Simply put, the bank agrees to take less and call it quits. (“No recourse” is a legal term that means the bank cannot ever come back in the future and claim you owe them any money.)

    The American dream is still a home in the country on a small parcel of acreage. This dream can be protected and achieved regardless what today delivered. If by chance you have problems with circumstances beyond your control, we will work with your bank to reduce your debt and sell the property for you, or do a “cash out” purchase as we have done hundreds of times for clients in several states for many of our 30+ years in the real estate practice.

    Kindly call me at your earliest opportunity. We can put those “Terms and Conditions That Warrant A Short Sale” in your favor, get things back on track so you can move forward in life, free from banker’s bondage.

Call us immediately. Don't wait time is not on your side.

Ron “Boots” Stacey, Property Buyer

P.S. Click here to download the form we will need to settle up with your lender. Fill it out and email or fax it to us.